List of business entities Forms of business ownership vary by jurisdictionbut several common entities exist: A sole proprietorshipalso known as a sole trader, is owned by one person and operates for their benefit. The owner operates the business alone and may hire employees.
This information that we share includes information that we have collected, together with data from Experian Marketing Services, one of the members of the Experian family of companies.
The recipients of this information use it to develop and deliver targeted advertising on our family of websites and on the websites of third parties.
The information is used only for marketing purposes. It is not used to make targeted offers that are priced differently based on estimated purchase ability.
The targeted advertising resulting from this information sharing is related to common product and service categories, such as travel and leisure, automotive, retail, financial services, electronics, pharmaceutical and consumer products, publication subscriptions and similar categories that you see advertised routinely.
These advertisements are not based on data relating to adult content, individual or aggregate health information or records, precise geographic location, information derived from your individual credit report with the exception of Credit Based Offers that you authorize us to present to you as specified in the applicable Terms and Conditions agreed to on certain CIC websitesor information relating to your financial accounts.
In order to appropriately safeguard the information in them, as described above, these cookies are encrypted. If you prefer that we do not share this information, and would not like to receive targeted advertising as described above, please see our Opt Out page.
Please take a moment to review this Policy and feel free to Contact Us. By using the Site, you agree to the terms of this Policy. If you do not agree to the terms of this Policy, please do not use the Site.
We reserve the right to change this Policy without prior notice. You agree to obtain annual notices of, and changes to, this Policy electronically by visiting this Site. You can determine when this Policy was last revised by referring to the "Last Revised" legend at the top of this page.
Any changes to our Policy will become effective upon our posting of the revised Policy on the Site. Use of the Site following such changes constitutes your acceptance of the revised Policy then in effect. Therefore, we encourage you to review this Site from time to time for changes to our Policy.
We collect personal information and non-personal information through the Site.
Personal information is information that identifies you as an individual. Non-personal information is aggregated information, demographic information, IP addresses and any other information that does not reveal your specific identity.
We may collect the following types of personal information: Information provided by you when ordering credit-related products through the Site. For example, you will be required to submit personal information such as your name, address, social security number, date of birth, telephone number and e-mail address.
Information provided about your children when enrolling your children in child identity monitoring products. For example, as a legal guardian, you will be required to submit the child's first and last name, Social Security number, and date of birth in order to register that child in identity monitoring with the credit bureau.
Credit and debit card account information collected from you or your credit reports when enrolling in our card registry product. For example, we will collect credit and debit card account information from you on our sites, over the phone, and from your credit reports from the three national credit reporting companies in order to cancel the cards per your request in the event that they are lost or stolen.
When you make a purchase through the Site, we may collect your credit card number or other payment account number, billing address and other information related to such purchase collectively, "Payment Information" from you.
However, purchases using our mobile applications may require the use of your mobile phone's default payment processing application. Other information we collect, such as city of birth and mother's maiden name, is used to verify your identity in the event you forget your login information required for our online products.
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